RFA Corporation

Timeshare ownership should feel like a luxury, not a lifetime bill. Yet soaring maintenance fees, limited availability, and relentless collections push many retirees toward the exit lane. Dozens of companies promise relief, but the fine print can be as tricky as the original contract.

This review cuts through the noise by examining RFA Corporation’s methods, pricing, and results, then comparing them with safer escrow-protected options.

Our aim is simple: give you clear facts so you can protect your credit, your cash, and your peace of mind before signing any cancellation agreement. Read on to make the smartest move possible.

Company Details: RFA Corporation

RFA Corporation runs from two Scottsdale addresses: 20715 N Pima Rd Suite 108 #1041 and 9160 E Bahia Dr Suite 200, Scottsdale, Arizona 85255.

The Better Business Bureau shows the business first opened in 2018 and became BBB-accredited in April 2022. Today, it lists the company under timeshare cancellation and financial consultation.

Ownership and History in Brief: Public filings describe RFA Corporation as a privately held company that partners with attorneys, transfer services, and closing companies to cancel timeshare contracts.

Their own site says they have “helped thousands of owners” with two core services, contract cancellation and mortgage debt relief, over “7 years in business.”

RFA’s stated mission is “financial freedom through compassionate and transparent timeshare cancellation.”

They are not a law company but say they employ or contract legal staff. That distinction matters because the firm does not provide court representation; it prepares paperwork and negotiates with resorts on your behalf.

How RFA Corporation Works

Below is the step-by-step process they publish and that clients report in reviews:

Phone Intake (15-30 minutes). A specialist gathers contract details and fee numbers.
Document Upload. You sign a service agreement and send copies of the deed, mortgage, and recent bills.
Non-payment Strategy. RFA often advises owners to stop paying the resort so that leverage builds. Several BBB complaints confirm this approach, noting concerns over credit score impact.
Attorney Letter Chain. Their in-house or partner lawyer sends demand letters to the resort.
Resort Response & Negotiation. If the resort offers a deed-back, RFA coordinates transfer paperwork.

File Closure & Optional Credit Repair. RFA markets free credit-repair help once the account is settled.

Average Fees and Billing Method

Average Timeline: Most owners see 12–24 months before confirmation of release. Reddit threads and BBB files show some cases still open after 30 months, especially with Wyndham or Bluegreen contracts.

Typical Fees: Public complaints mention $4,000 upfront and later “add-on” charges for extra letters or attorney time. Industry articles put the wider cancellation market between $3,000 and $15,000, so RFA prices sit in the lower-middle band.

Escrow or Money-Back? RFA advertises a “100% satisfaction guarantee,” not an independent escrow. One press release even warns that broad money-back promises in this space “rarely come to fruition.”

Important: Without a third-party escrow, you carry the risk that funds will be spent before the service is done.

Are RFA Corporation Legit?

Yes! RFA Corporation is a real business with an A+ BBB rating and verified Arizona addresses. But “legit” does not always equal “best fit.” Remember:

They are not a law company, so court representation is out of scope.
Strategy relies on missed payments, which may harm credit.
They do not hold your fee in escrow, so refunds depend on their own guarantee wording.

If you want third-party escrow protection, reach out to us at MyTimeshareExitReviews. We help you connect only with vetted companies that keep your money safe until the resort signs the release.

RFA Corporation Pros & Cons

Pros	Cons
A+ BBB rating and 7 years in business	No independent escrow; money sits with the company
Claims “thousands” of successful exits	The strategy may hurt credit by stopping payments
Offers credit-repair guidance	Upfront fees plus later add-ons
Partners with legal staff for letters	Not a law company; no court defense
Lower-middle pricing band	Some files are still open after two years

Pricing and Refund Policy

Upfront Payment: $3,000–$5,000 on average, based on BBB complaints and owner posts.
Add-On Fees: Extra letters or resort charges may arrive mid-case.
Refund Language: Their site says “100% satisfaction guarantee,” yet terms allow up to 24 months before a refund review. No third-party escrow is listed.

Because refund rules vary by state, always read the contract line by line or ask us to review it first.

RFA Corporation Reviews

Owners who post RFA cancellation reviews praise helpful staff and simple paperwork, but many worry about slow timelines and credit dings. Employee notes on Glassdoor echo “friendly team” yet mention “long hours.”

Metric	Figure	Source
Total Clients Served	“Thousands” (exact number not public)	RFA website
Average Cost per Client	$4,000–$7,000	BBB complaints & industry averages
Success Ratio	The company claims 100%, unverified	Reddit thread
Escrow / Money-Back	Internal guarantee, no escrow	RFA website
Filed Complaints (BBB)	12 complaints in the last 36 months	BBB profile

Services RFA Corporation Offered

Timeshare Contract Cancellation: Request release or deed-back.
Mortgage Debt Relief: negotiate a payoff or settlement.
Credit Repair Guidance: optional help restoring scores.
Education Blog & Fee Calculator: online tools that project long-term maintenance costs.

RFA Corporation Lawsuits & Complaints

No public class-action suits target the timeshare division, but BBB files show billing disputes and timeline frustrations. The most common theme is unexpected extra fees after the initial quote.
A press release distancing “RFA Cancellation” from “RFA Corporation” hints at branding confusion in the market, which may worry some owners.

Always check the company name on your paperwork and verify the entity with the BBB.

How Our Review Helps You Avoid Scams

Choose a company that gives you two layers of safety, independent escrow, and written attorney oversight. That mix keeps your money secure and your paperwork solid in every U.S. state.

Our screening looks for:

Proven escrow use
Clear fee schedule, no surprise add-ons

If a company misses any point, we will not refer you.

Why the Process Takes Time: Each resort follows its own internal path. Florida-based resorts must record deeds, so files there often push the 24-month mark, while Nevada projects finish sooner because transfers are logged against club memberships. Owners still report delays when the resort resists.

Escrow vs. Internal Guarantee: Escrow keeps your fee in a bank account until the deed is back in your hands. RFA skips escrow, so you depend on its promise. With us, your money stays locked away until success is proven.

Success Claims vs. Reality: RFA markets a “100% success rate,” yet industry averages sit nearer eight in ten, even with top firms. Ask for documented proof before believing any perfect score.

What Makes an Escrow-Protected Exit Different?

Feature	No-Escrow Service (RFA)	Escrow-Protected Service (Our Partners)
Payment Control	The company holds funds on day 1	The bank holds funds until proof of exit
Refund Trigger	Company policy	Automatic if the exit misses the deadline
Credit Safety	Relies on missed payments	Uses deed-back or legal rescission
State Compliance	Varies by file	Attorney reviews state laws first
Peace of Mind	Moderate	Very High

When owners see these lines, most choose escrow because the safety net is clear.

Final Thoughts

1. How long does RFA Corporation take to cancel a timeshare?

Most owners report 12–24 months, though complex files can pass 30 months.

2. Does RFA Corporation use an escrow account?

No. They rely on an internal satisfaction guarantee, not a third-party escrow.

3. What do RFA corporation reviews say about fees?

BBB complaints show upfront costs near $4,000 with possible later charges, which many owners dislike.

4. Is RFA Corporation a law company?

They are not a law company but partner with lawyers for demand letters; court defense is outside their scope.

5. Will stopping payments hurt my credit?

Yes. Skipping payments can trigger foreclosure marks; RFA offers credit-repair tips, but the score hit happens first.

Conclusion

RFA Corporation has experience, an A+ rating, and thousands of exits. Yet the non-payment strategy, lack of escrow, and extra fees raise real worries, especially for retirees on fixed incomes.

Before you sign:

Ask if your funds stay in a bank-managed escrow until release is documented.
Get the timeline in writing with penalties if it drags on.
Confirm whether stopping payments will hurt your credit and if they will cover the damage.

If any answer feels vague, contact MyTimeshareExitReviews. We will match you to a vetted company that holds your money in escrow, charges no upfront fees, and follows the strict state laws that protect older consumers.

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