Encore Law Review
Trying to unload an unwanted timeshare can feel like carrying a brick in your vacation bag. Encore Law says they can lift that weight. Before you lock yourself into another contract, read every word of this article.
In this article, we will go through court filings, real customer stories, and Better Business Bureau records so you know exactly what you’re walking into.
By the end, you’ll see where Encore Law shines, where it stumbles, and why MyTimeshareExitReviews can steer you to a safer, escrow‑protected route with no up‑front fees.
Company Details: Encore Law
Location & Ownership
Encore Law, Inc. is a Texas corporation that operates out of 200 Prosperity Dr., PMB 207, Knoxville, Tennessee 37923. The business file was opened with the BBB on April 20, 2023, but corporate records show the company started in April 2020. It is not BBB‑accredited and currently carries a “D” rating thanks to more than thirty unresolved complaints.
What They Do
Encore Law markets “legal‑based” timeshare exit services. Their pitch: attorneys will negotiate, force, or litigate your way out of your resort contract so you never pay maintenance fees again.
How Long They’ve Been At It
Four active years in the timeshare exit space isn’t long. Seasoned players typically show a decade or more of documented releases. That short track record is something to weigh carefully.
Pro tip: Use your state bar’s online “attorney search” tool to confirm any lawyer’s license is active and in good standing. A 60‑second check can save you from signing with a suspended or fake attorney.
How Encore Law Works (Step‑by‑Step)
Step | What Happens | Your Cost / Wait |
1. Invitation | Mailer or phone invite to a hotel “education” session | Free lunch, high‑pressure room |
2. Consultation Call | Case “qualifier” gathers your mortgage balance and resort name | No cost |
3. Service Agreement | Up‑front fee signed on the spot; averages $12k–$16k for one deed | You pay up front |
4. Attorney Letter | Demand/cease‑and‑desist sent to the resort | 2–4 weeks |
5. Negotiation/Waiting | Resort responds, stalls, or sends release forms | 6–18 months typical |
6. Release Filed | Deed recorded or “surrender” accepted | End of process |
Average Fees
Customer statements on social media and BBB show charges of $13,300 – $20,565 for a single contract.
Timeline
Encore’s own marketing says most exits land in 6‑12 months; their contract allows up to 18 months before they cover maintenance fees.
Escrow or Money‑Back?
Encore does not use a third‑party escrow. All funds go straight to them. The contract offers a limited “maintenance‑fee coverage” promise after 18 months, not a full refund. That means your cash is at risk the second you sign.
Important Note: Without true escrow, you’re the one taking all the risk if things stall. At MyTimeshareExitReviews, we only connect you with vetted exit companies that hold your payment in escrow, so you owe no up‑front fees until the work is done. That’s the single best way to avoid losing more money.
Are They Legit?
Encore Law is a real, registered corporation with attorneys on retainer. That checks one box. Yet the BBB’s 33 complaints and a state settlement (more on that later) raise hard questions about follow‑through and transparency.
They might work for some owners, but others report feeling stranded. The safest move is to let us double‑check whether Encore even qualifies as a good match for your exact resort before you spend a dime.
Pro tip: Read the actual complaint narratives on the BBB page and check your state attorney‑general site for any open investigations—letter grades alone don’t tell the full story.
Encore Law Pros & Cons
Pricing & Refund Policy
Encore’s contract is pay‑in‑full, usually financed by high‑interest third‑party loans if you can’t pay cash. If you cancel after the 3‑day rescission window, Encore may keep up to $4,000 as a “penalty.”
There is no blanket money‑back guarantee. Instead, they promise to cover your maintenance fees if the exit drags on past 18 months. That sounds nice, but note:
- You must stay “compliant” with every paperwork request.
- Maintenance‑fee coverage is capped at the amount due, not your original fee.
- If you financed the fee, the interest keeps ticking.
Pro tip: Negotiate a “do‑not‑exceed” cap in writing. Without a hard ceiling, hourly litigation bills can balloon far beyond the original quote.
Encore Law Timeshare Reviews
Clients praise hand‑holding staff and quick updates when things move fast. The tide turns when deadlines pass: owners complain of radio silence, surprise extra documents, and slow refunds. Mixed feedback like this usually points to uneven internal systems rather than outright fraud, but it’s a gamble either way.
Metric | Detail |
Total clients served | 23 identified in Minnesota AG filing; national total not disclosed |
Average cost per client | Reported range $13k–$16k |
Success ratio | Encore claims high success; AG filing shows 6 of 23 clients asked for and got refunds (26%) |
Escrow / Guarantee | No escrow; maintenance‑fee coverage after 18 months |
Filed complaints | 33 total; 3 unresolved |
What Services Do They Offer?
- Timeshare contract termination
- Mortgage cancellation, where possible
- Cease‑and‑desist letters to stop collection calls
- Negotiation or litigation with resorts
- Title transfer or deed “release of ownership”
They do not advertise resale, rental, or buy‑back programs.
Pro tip: Make Encore specify—in the contract—whether they will handle recording fees and deed transfer paperwork; skipping those steps can leave the timeshare legally in your name.
Encore Law Timeshare Lawsuits & Complaints
Minnesota Attorney General Settlement (January 2025): Encore Law paid refunds of $158,281 to Minnesota owners, agreed to a $50,000 civil penalty (stayed), and is barred from offering exit services in Minnesota after accusations of unlicensed debt‑settlement work and deceptive mailers.
BBB Government Action Notice: The BBB profile flags the same settlement, so consumers nationwide can see the risk.
No open class actions exist as of July 2025, but state actions often spark copycat suits. Keep an eye on your state’s attorney‑general page if you’re already a client.
Why Our Review Is Different
After years of tracking the timeshare exit maze, we’ve watched scare tactics, junk guarantees, and outright ghosting wipe out retirement savings. We grade companies on three non‑negotiables: escrow, written timelines, and verified releases. Encore Law fails the escrow test, plain and simple.
Our Goal
MyTimeshareExitReviews exists to protect owners from costly missteps. We help you connect with vetted timeshare exit companies that offer escrow, so you have no up‑front fees.
Talk to us first—we’ll walk you through the safe path out and only introduce you to a provider that earns its payment after your deed is gone.
Frequently Asked Questions
Is Encore Law a real company?
Yes, Encore Law is a Tennessee‑registered corporation and appears on BBB records, but its “D” grade and a Minnesota regulatory settlement raise caution flags you should review before paying anything.
How much does Encore Law charge to cancel a timeshare?
Most owners disclose up‑front fees ranging between twelve and sixteen thousand dollars for one deed, sometimes financed through high‑interest loans, which means your total cost may exceed the original timeshare payments.
How long will Encore Law take to complete my exit?
Encore Law’s marketing cites six to twelve months; their contract allows eighteen before maintenance‑fee coverage begins, so plan for delays and keep paying the resort until written release documents arrive.
Does Encore Law place my money in escrow?
No, Encore Law collects full payment directly at signing; without third‑party escrow, you assume financial risk because refunds are limited and tied to strict contract compliance conditions.
Has Encore Law faced lawsuits or government action?
Back in January 2025, the Minnesota Attorney General said Encore’s marketing was misleading, made them refund owners, and pay a fine. No large class‑action suit is active yet, but more state watchdogs could jump in if complaints keep climbing.
Conclusion
Encore Law’s lawyer‑led approach could work if your resort responds quickly and you don’t mind paying everything on day one. But here’s the rub:
- No escrow: your money is in their pocket before any work is finished.
- State action in Minnesota proves regulators are watching them closely.
- A “D” BBB rating shows unresolved headaches.
Why risk it? Let us show you a route that locks your payment in escrow until the job is done. Reach out now, tell us your story, and we’ll point you to a company that’s already proven itself, with no up‑front fees at all.
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