How to Get Out of a Capital Vacations Timeshare
The Capital Vacations Exit Program promises flexibility, yet many owners now face rising fees and tight booking windows that drain both time and money. Canceling can safeguard your savings and restore peace of mind.
You have several clear paths:
- Sell your week or points
- Transfer or gift them to someone you trust
- Request a release through Capital Vacations’ graceful exit program
- Hire a vetted timeshare exit company that protects payments with escrow
- Use your legal rescission window (if still active)
- Watch out for scams and fake resale offers
This guide walks you through each method, the legal risks, real costs, and proven solutions so you can act with confidence.
If you’re looking to cancel a Capital Vacations timeshare, here’s what you need to know.
Ways to Cancel a Capital Vacations Timeshare
Method | Cost | Risk Level | Timeline | Works for Paid-Off? | Expert Help Needed |
Rescission (cooling-off) | Free | Low | 1–4 weeks | Yes | No |
Sell it | Low–High | Medium | Months–Years | Yes | Often |
Give it away | Free–$ | High | 1–6 months | Yes | Yes (legal review) |
Work with Capital Vacations directly | Free–$ | High | 3–12 months | Yes | Usually |
Hire an exit company/law firm | $$$ | Low | 3–18 months | Yes | Yes (vetted only) |
Use the Rescission Period
Who Qualifies: If you signed your contract less than two weeks ago, state “cooling-off” laws, often called the Capital Vacations’ cancellation policy, may let you walk away for free. The rule is firm; miss the deadline and the door slams shut.
How Many Days Per State: Below is a quick reference for the states that see the highest number of Capital Vacations sales:
State | Rescission Window |
Florida | 10 calendar days |
South Carolina | 5 calendar days |
North Carolina | 5 calendar days |
Tennessee | 10–15 days (15 days if no on-site tour) |
Missouri | 5 days |
Step-by-Step Rescission Guide
- Write your notice: Keep it short: state the date, contract number, and clear words such as “I am canceling within my statutory rescission period.”
- Send it the right way: Use certified mail (return receipt) to the address listed in your contract; keep tracking.
- Return every document: Include owner packets, ID cards, or gift incentives.
- Save proof: Scan everything and store digital copies.Follow up. Confirm the resort signed for the package and set a calendar reminder for your refund deadline.
Still within rescission? Act now, and you may be able to cancel for free.
Capital Vacations Class Action Lawsuit
A timeshare can be a great way to save money on your vacations every year, but it can also be very inconvenient and difficult to use if you’re not careful. That happened to many Capital Vacation’s customers a few years ago when the company started getting involved in several class action lawsuits. These lawsuits were filed against the company by customers who claimed that they had not been provided what they were promised.
Although there are still cases that haven’t been finalized yet, this already gives an image of the way Capital Vacations works and how that affects their customers. That’s why it might be a good idea to take a look at one of these lawsuits and see if there are any similar complaints that you might be dealing with as well. Let’s take a closer look:
- Brenda Gibbs v. Capital Resorts Group, LLC, et al. – E2019-00295-COA-R3-CV – Appeal from the Chancery Court for Sevier County No. 18-10-262*) Jack J. Jarrett v. Orlando Vacation Club Inc. et.
- Kenneth K. Altom, Jr., et al. v. Capital Resorts Group, LLC et al. – No. E2019-00739-COA-R3-CV – Appeal from the Chancery Court for Knox County No. 196568-1
- Bowen v. Capital Vacations, LLC (Case No. 3:19-cv-00382) – District Court, M.D. Florida
Sell Your Capital Vacations Timeshare
Check Real Market Value: Search completed listings on eBay, RedWeek, and dedicated owner forums. Most Capital Vacations contracts list for $1–$500, often even “$1 and buyer pays closing.” Unrealistic price tags chase buyers away.
Why eBay & RedWeek Often Fail: Buyers can pick up foreclosed weeks from a county auction for less. They can even find “free” transfers from frustrated owners. Unless your week is prime season at a high-demand beach, the odds of a profitable resale are low.
Transfer Fees to Budget: Capital Vacations currently charges a $450 deed-transfer fee plus up to two years of prepaid maintenance for “graceful exit” transfers.
Warning: Resale Scams: If anyone promises they “already have a buyer” but wants an upfront marketing fee, walk away. The FTC has shut down multiple rings for this practice.
When Selling Makes Sense
- Your loan is completely paid off.
- You can wait 6–12 months for a buyer.
- You are ready to cover closing costs.
Get a free valuation before listing, and avoid wasting time.
Rent Your Capital Vacations Week
Renting can offset annual fees while you plan a permanent exit. Post on owner-friendly boards and request payment through a secure platform. Always use written agreements and collect funds before transferring the guest’s name on the reservation.
Give It Away (The Hidden Risks)
Why Gifting Is Tough: Most charities refuse timeshares because transferring title triggers lifetime liability for fees. Private “adoption” services often charge high processing costs, leaving you exposed.
Legal Liability: State Rules: Florida Statute § 721, for example, lets the association place liens if the new owner stops paying. You stay on the hook if the paperwork is incomplete.
What Can Go Wrong: If the recipient defaults, Capital Vacations chases whoever is still on the deed. Late fees balloon quickly.
When Gifting Works: Passing the week to a child who already loves the resort can work, only if they fully understand the costs and sign fresh owner documents.
Important Note: Always consult a real estate attorney before gifting; errors here can cost far more than a professional exit.
Work Directly With Capital Vacations
Capital Vacations Exit Options: The company advertises the Capital Vacations Exit Program, officially branded as the Capital Vacations’ graceful exit program. Owners must be current on payments and willing to prepay fees.
How Retention Departments Operate: When you call owner services, you’ll first hear upgrades: more points, better season, or “equity trade-in.” The goal is to keep revenue flowing, not to cancel.
Steps If You Try This Path
- Write, do not phone. Send requests through certified mail or the secure owner portal so you have a paper trail.
- Document every promise. If a rep verbalizes a fee, ask for email confirmation.
- Store copies in two places.
Warning: Before you call Capital Vacations, speak with a vetted timeshare exit company that uses escrow. Contacting the resort first can lock you into their rules and block outside help. Protect your options and your wallet by reaching out to a trusted exit company now.
Hire a Timeshare Exit Company or Law Company
When This Is the Best Option
- Your loan balance is large.
- You are past rescission.
- The resort refuses deed-back.
Cancellation vs. Transfer
A legal cancellation seeks contract termination, while a transfer places liability on a third-party buyer. Ask which strategy fits your case.
Red Flags to Avoid
- Up-front fees with no escrow.
- Vague “money-back guarantees” lasting two years.
- Contracts that waive your right to dispute charges.
Why Escrow Matters
With escrow, funds stay in a neutral account until documented proof of cancellation. No cancellation, no payout.
Contact us so we can connect you with a verified exit company.
Avoid Timeshare Exit & Resale Scams
- Fake escrow sites. Check that the account is held by a licensed title company.
- “Guaranteed buyers.” Fraud rings pose as brokers and vanish after collecting fees.
- Impersonation calls. Scammers spoof Capital Vacations’ caller ID.
If you have already paid a scammer, contact your credit-card fraud department and file an FTC complaint immediately.
How Much Does It Cost to Cancel a Capital Vacations Timeshare?
Route | Typical Cost | Notes |
DIY Rescission | Certified mail + $20 | Must be within the statutory window |
Graceful Exit Program | $450 transfer fee + 1–2 years’ fees | Must be current & loan-free |
Exit Company (transfer) | $3,000 – $6,000 | Escrow holds funds until the deed is recorded |
Exit Company (legal cancel) | $4,500 – $9,500 | Higher if multiple contracts or a loan balance |
Attorney Litigation | $250/hr + court costs | Only for severe misrepresentation cases |
Prices rise with added contracts, past-due fees, and whether you live in a high-fee jurisdiction. Always request escrow or split payments.
Frequently Asked Questions
1. Can I cancel my Capital Vacations timeshare after 10 days?
Yes, but you’ll need either the company’s graceful exit program or a third-party exit company that uses escrow. Timing and loan balance decide the cost.
2. What is the Capital Vacations Exit Program?
It is an internal deed-back path requiring you to be current on dues and to prepay up to two years of fees plus a processing charge. Approval is not guaranteed.
3. Will late payments block my exit?
Yes. Capital Vacations usually demands full account status before considering any exit or transfer.
4. Should I stop paying to force their hand?
Stopping payments can trash your credit and trigger collection calls. Only consider the default after professional advice.
5. Is a lawyer better than an exit company?
A real estate attorney helps if you face fraud, but vetted exit companies with escrow are faster and often cheaper for standard deed-backs.
Final Thoughts
- New buyer (10 days): Send a certified rescission letter today.
- Paid-off owner: Try Capital Vacations’ graceful exit or a no-fee resale listing.
- Still paying off a loan: A verified exit company using escrow is usually safest.
Timeshare contracts are written to profit resorts, not families. Delay invites higher fees and harder exits. Decide now, document every step, and guard yourself against high-pressure schemes.
Need help choosing your next move? Contact MyTimeshareExitReviews for a free timeshare exit plan tailored to your Capital Vacations contract. We help you connect with vetted timeshare exit companies that offer escrow, so you have no up-front fees.
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